2015 a great year for me

Assalamualaikum warahmatullahi wabarakatuh, First of all,It is so many years that I not write for my blog.It is almost 4 years I left my blog.So, in 2015 I will try to write again in my blog about me and my life. Alhamdulillah, I had received an offer letter from maybank islamic to futher my studies at INCEIF.At the beginning of that time, I'm not really believe that I will be one of the maybank islamic scholars.For your information,there are many other people better than me. I praised Allah for this oppurtunity . But, I have some difficulties. Firstly,my english competency is not good .I left it almost 5 years when I'm study in Egypt.In egypt , I study all the subjects in Arabic Language. Secondly, I have been bonded with Amanah Raya Berhad for 3 years working.so, it is quiet tough for me having this situation.If I want to release from the aggrement,I must  pay back full amount of my scholarship.I have been told that the total of my scholarship amount is almost RM50,000.There are a big deal if they want me to pay it lump sum.Therefore, I wrote a letter to Amanahraya asking for them a consideration for me to pay back the scholarship amount by installment. Now,I'm waiting for the answers. May Allah give me the right answers.